Compare bank-rate programs and government-backed lending products. We broker directly with a national bank and secondary partners to secure optimized pricing.
MyCommercialFunding's Lending Partner Marketplace connects US small business owners with bank-rate and SBA programs brokered through a national bank and secondary partners. The marketplace features 6 distinct lending programs, including SBA 7(a) loans up to $5 Million, fixed business term loans up to $500,000, revolving lines of credit, commercial real estate loans, fast working capital, and equipment financing.
Select a program below to explore guidelines and parameters, or pre-qualify in minutes.
Low-interest fixed monthly payments with long amortization and no hard collateral required.
Acquire commercial vehicles, machinery, or software with 0% down options and app-only up to $350k.
Draw funds on-demand to manage seasonal gaps or inventory. Pay interest only on drawn funds.
Same-day funding for urgent business cash needs, based entirely on monthly bank deposits.
Government-backed bank-rate financing for real estate purchase, partner buyout, or expansion.
Acquire or refinance stabilized multi-family, retail, warehouse or office assets. 50% max LTV.
| Program | Funding Limits | Starting Rates | Target Terms | Min Credit | Time in Biz |
|---|---|---|---|---|---|
| Business Term Loans | $20k – $500k | 8.77% Fixed | Up to 12 Years | 660+ | 2+ Years |
| Equipment Financing | $30k – $5M | From 8.5% | 12 – 84 Months | No FICO Min | All Considered |
| Lines of Credit | $1k – $500k+ | Variable | Up to 36 Months | No FICO Min | 6+ Months |
| Fast Capital | $1k – $500k+ | Factor rate | 6+ Months | No FICO Min | 6+ Months |
| SBA 7(a) Loans | $150k – $5M | Prime + 2.0% | 10 – 25 Years | 680+ | 2+ Years |
| Commercial Real Estate | Up to $1M | Prime + 2.0% | Low-doc structure | 690+ | 2+ Years |
Our partner national bank is a member FDIC and an Equal Housing Lender. Prequalification submissions are processed securely through our partner API. Final approvals are subject to underwriting guidelines, credit verification, and documentation reviews.