Acquire, refinance, or cash-out commercial properties up to $1 Million. No/low-doc approvals, application-only up to $500k, and rates starting at Prime + 2%.
My Commercial Funding offers small commercial real estate loans up to $1,000,000 with variable interest rates starting at Prime + 2.0% and a maximum loan-to-value (LTV) of 50%. The program features a low-documentation approval process, including application-only underwriting up to $500,000 without commercial tax returns. A minimum personal credit score of 690 and stabilized assets are required.
Skip weeks of bank underwriting. Our low-doc program accelerates the closing process.
Approved entirely on application details and credit score up to $500,000. No commercial tax returns needed.
Gain access to bank-rate pricing starting at Prime + 2.0% for qualifying commercial property transactions.
Designed for light commercial real estate transactions where speed and minimal document burden are primary priorities.
A small commercial real estate loan finances stabilized commercial property such as multifamily, retail, office or warehouse buildings. Our low-documentation program lends up to $1,000,000 at up to 50% loan-to-value, with variable rates starting at Prime + 2%.
The maximum loan-to-value for our low-documentation small commercial real estate program is 50%, which keeps a large equity cushion and lets approvals rely less on tax returns and financial statements.
Not for smaller loans. Up to $500,000, the program offers application-only approvals with no commercial tax returns or financial statements. Larger loans up to $1,000,000 need more documentation.
A minimum personal credit score of 690 is required, and the property must be a stabilized, income-producing asset.
Eligible property types include multifamily, retail, office and warehouse buildings that are stabilized. Properties that need major renovation are a better fit for a bridge or fix-and-flip loan.
SBA 504 loans are for owner-occupied property and can finance up to 90% of the project with full documentation. This program suits stabilized commercial property at lower leverage with a much lighter document load. Investors buying or renovating should also compare our real estate investor loans.