Bridge Loans

Short-Term Capital for
Property Transitions

Bridge the gap between where you are and where you need to be. Purchase, refinance, or reposition — capital available in 7–15 days.

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Key Terms at a Glance

Loan Size

$115K – $8M

LTV (Experienced)

Up to 75%

Closing Speed

7–15 Days

Property Types

SFR, 2-4 Family, Condo, Townhome

Loan Terms by Experience Level

TermExperienced (2+ deals)Some Experience (1)New Investor
Loan to ValueUp to 75%Up to 72.5%Up to 70%
Min FICO620620650
Loan Size$115K–$8M$115K–$8M$115K–$8M
Loan Term12–18 months12–18 months12–18 months
Closing Speed7–15 days7–15 days7–15 days

When Bridge Loans Make Sense

Property Transition

Buy a new property before selling your current one. Don't lose a deal waiting for a buyer to close.

Equity Extraction

Pull cash out of an existing property to fund a down payment, renovation, or another investment opportunity.

Time-Sensitive Deals

Auction purchases, off-market deals, and distressed sales require capital in days, not months. Bridge loans close in 7–15 days.

Refinancing Options

Cash-Out LTV

Up to 65%

Rate & Term LTV

Up to 70%

Properties owned 1+ year qualify for as-is valuation.

Frequently Asked Questions About Bridge Loans

A bridge loan is short-term financing that lets you purchase or hold a property while you secure permanent financing, sell another asset, or complete renovations. It bridges the gap between needing capital now and a longer-term funding event.

Fix and flip loans are designed for acquisition plus renovation with a clear exit through sale. Bridge loans serve a broader range of purposes — property transitions, portfolio repositioning, equity extraction — and don't require active renovation plans.

Minimum FICO is 620 for experienced investors (2+ deals) and some-experience borrowers (1 deal). New investors need a 650 minimum.

Yes. Bridge loans work for both acquisitions and refinancing. Cash-out refinancing is available up to 65% LTV, and rate-and-term refinancing up to 70% LTV on properties owned over one year.

Single family homes, 2–4 family properties, condos, and townhomes. The property must be non-rural with a lot size under two acres.

Need Capital for a Property Transition?

Pre-qualification in minutes. Closing in 7–15 days. Loan sizes from $115K to $8M.

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